Debt is a major consideration in any wealth creation strategy and at Calnan Flack Finance we use the banking system to our advantage. Regardless of your circumstances or objectives, with our understanding of the Investment and Credit Cycle we can advise you on how to best structure your lending to ensure your personal goals are met. By using our Economic Cycle Action Plan Economic Cycle Action Plan as the framework we can determine the best lending strategy depending on where we are within the cycle and what we expect to occur next.


  • Optimise your debt structure

  • Understand your borrowing capacity (both personal & bank imposed)

  • Compare lenders, rates and features that best suit your circumstances

  • Provide pre-approval

Image by rawpixel from Pixabay

Calnan Flack Finance does not sell home loans! We individualise lending solutions for all clients ensuring debt is used to create positive outcomes in the attainment of personal goals.

Calnan Flack Finance Pty Ldt (CR No.502730) is a Credit Representative of BLSSA Pty Ltd – Australian Credit Licence No. 391237