FINANCIAL SERVICES GUIDE
The Financial Services Guide (FSG) is an important document which we are required to give you under the requirements of our Australian Financial Services Licence. It provides you with information about Calnan Flack, your advisor and PGW Financial Services Pty Ltd.
This FSG explains the services we can offer to you and how we (and other related persons) are remunerated for these services. If you choose to use our services you may also receive from us a Product Disclosure Statement (PDS), Statement of Advice (SOA) and/or Record of Advice (ROA).
The PDS contains information about the particular product and will assist you in making an informed decision about that product.